ActiveX is software that allows applications to share information with one another, regardless of what programming language they're written in.

Use ActiveX controls for Internet Explorer 11

Frequently Asked Questions (FAQs) for IT Pros

ActiveX is a software framework from Microsoft (MSFT) that allows applications to share functionality and data with one another through web browsers, regardless of what programming language they're written in. ActiveX is still utilized in Internet Explorer 11, but is not supported by Microsoft's latest browser, Edge.﻿﻿ ﻿﻿ Browsers such as Mozilla Firefox, Google Chrome, Apple's Safari, and Opera use other types of browser plug-ins, such as JavaScript, or similar cross-platform languages. Partly because of widespread malicious use of ActiveX controls, many browsers either disable ActiveX controls by default or do not support them at all. JavaScript, another cross-language compiler, and other similar platforms are more widely used than ActiveX.
ActiveX is a platform for developing small programs or plug-ins that give web browsers and Microsoft products increased functionality. ActiveX is a software framework from Microsoft (MSFT) that allows applications to share functionality and data with one another through web browsers, regardless of what programming language they're written in.

ActiveX

Business logic is the custom rules or algorithms that handle the exchange of information between a database and user interface. 

Business logic is the custom rules or algorithms that handle the exchange of information between a database and user interface. _Business logic refers to the logic and algorithms serving as the foundation of code in business software._
_Business logic can be seen in the workflows that they support, such as in sequences or steps that specify in detail the proper flow of information or data_
_Business logic exists at a higher level than the type of code that is used to maintain basic computer infrastructure._ Business logic is essentially the part of a computer program that contains the information (in the form of business rules) that defines or constrains how a business operates. Put another way, business logic is real-world business rules put into computer code and shown in a computer program via a user interface. Business logic is any part of a business enterprise that makes up a system of processes and procedures, whereas anything else is an example of a business rule.

Business Logic

Cloud storage is a way for businesses and consumers to save data securely online so it can be easily shared and accessed anytime from any location. 

Cloud storage is a way for businesses and consumers to save data securely online so that it can be accessed anytime from any location and easily shared with those who are granted permission. A cloud storage system can specialize in storing a particular type of data such as digital photos or music files, or can provide for general storage of any type of data such as photos, audio files, text documents, presentations, and spreadsheets. Cloud storage helps businesses with major data storage needs to save a significant amount of space and money by eliminating the need for data storage infrastructure on the business premises. There is so much attention on cloud storage today in the digital era because so much of our sensitive personal data is stored in the cloud whether we voluntarily store it there or whether a company we do business with decides to store it there. Because of cloud storage's increasing popularity and use, cloud security has become a major concern to protect data integrity, prevent hacking attempts, and avoid file or identity theft.

Cloud Storage

Digital Transaction Management (DTM) replaces paper-based document signing and processing with cloud-based computational systems for more efficient and accurate throughput.

The Global Standard for Digital Transaction Management

Global xDTM Standard Empowers European Organizations to Make the Digital Transformation with Trust and Confidence

Digital Transaction Management (DTM) is a cloud computing service that allows users to digitally manage document-based transactions. DTM technology creates digital signatures that are highly secure and authenticated which, according to DocuSign, makes them more legally enforceable than traditional signatures.﻿﻿ Furthermore, because DTM services are cloud based, the technology allows businesses to access key documents and do business anytime, anywhere, on any device.
Proponents say businesses can more easily adopt DTM if they switch existing paper workflows to a completely digital process from start to finish. Other major DTM companies include Box (BOX), which provides cloud storage, team collaboration, and workflow automation for businesses; Fluix, which stores files, facilitates document collaboration, and converts paper documents to digital files, in addition to offering e-signatures; and Mi-Corporation, which provides mobile-based solutions to help employees collect data, GPS, photos, barcodes and signatures in the field. Providers of DTM services include DocuSign (DOCU), Adobe (ADBE) and OneSpan (OSPN).
Digital Transaction Management (DTM) refers to the online facilitation of secure document signing and processing. In addition to faster execution, other benefits to DTM technology include fewer mistakes and lower operating costs, as documents can be signed and transmitted instantly online rather than printed, physically signed, scanned and emailed, or returned by post.

Digital Transaction Management (DTM)

EDGAR is the electronic filing system created by the Securities and Exchange Commission for corporate filings.

EDGAR — Electronic Data Gathering, Analysis and Retrieval — is the electronic filing system created by the Securities and Exchange Commission to increase the efficiency and accessibility of corporate filings. Other reports that are often searched by investors are Registration Statements, which are required before stock can be sold to the public; Form 8-K, which discloses notable events such as bankruptcy; Forms 3 and 4, which contain ownership information; and Form 5, which reports transactions not reported on Form 4. Annual Reports (Form 10-K) include company history, audited financial statements, a description of products and services, and an annual review of the organization, its operations, and the company’s markets. Corporate documents filed with the SEC through EDGAR include annual and quarterly statements, information on the holdings of institutional investors and many other forms. Documents that are accessed using EDGAR and filed with the SEC include quarterly and annual corporate reports and financial statements.

Electronic Data Gathering, Analysis and Retrieval (EDGAR)

Financial innovation is the process of creating new financial products, services, or strategies.

Financial innovation is the process of creating new financial products, services, or processes. _Financial innovation refers to the process of creating new financial or investment products, services, or processes._
_These changes can include updated technology, risk management, risk transfer, credit and equity generation, as well as many other innovations._
_Recent financial innovations have included crowdfunding, mobile banking technology, and remittance technology._ These changes – which include updates in technology, risk transfer, and credit and equity generation – have increased available credit for borrowers and given banks new and less costly ways to raise equity capital. While the following is not an exhaustive list, major financial innovations have come in the raising of equity capital, remittances, and mobile banking. Financial innovation is the process of creating new financial products, services, or processes.

Financial Innovation

An information silo is a management system that uses vertical communication and is unable to communicate with other information management systems freely.

An information silo is an information management system that is unable to freely communicate with other information management systems. An information silo is an information management system that is self-contained and either can't communicate with other systems or can only communicate with great difficulty.
Information may be in a silo because a company's management doesn't see the benefit of integrating the system with others, or because it does not want to foot the bill to make the necessary changes. An information silo is created when departments or groups within an organization choose not to share information or allow for knowledge to be exchanged through information systems with other groups of individuals in the same organization. An information silo is an information management system that is unable to freely communicate with other information management systems. Information silos are created when management does not believe there to be enough benefit from sharing information, and access to information might not be useful to personnel in other systems.

Information Silo

Insurtech refers to the use of technology innovations designed to squeeze out savings and efficiency from the current insurance industry model.

Insurtech refers to the use of technology innovations designed to squeeze out savings and efficiency from the current insurance industry model. There is also interest in the use of apps to pull disparate policies into one platform for management and monitoring, creating on-demand insurance for micro-events like borrowing a friend's car, and the adoption of the peer-to-peer model to both create customized group coverage and incentivize positive choices through group rebates. Insurtech is exploring avenues that large insurance firms have less incentive to exploit, such as offering ultra-customized policies, social insurance, and using new streams of data from Internet-enabled devices to dynamically price premiums according to observed behavior. That said, as more insurtech startups garner consumer interest with a refined model and a user-friendly approach, they may find that the incumbent players warm to the idea of insurtech and become interested in buying up some of the innovation. Insurtech refers to the use of technology innovations designed to squeeze out savings and efficiency from the current insurance industry model.

Insurtech

Knowledge engineering is a field of artificial intelligence (AI) that enables a system or machine to mimic the thought process of a human expert.

Knowledge engineering is a field of artificial intelligence (AI) that creates rules to apply to data to imitate the thought process of a human expert. Instead of attempting to follow the step-by-step process of a decision, knowledge engineering is focused on creating a system that will hit upon the same results as the expert without following the same path or tapping the same information sources. In its initial form, knowledge engineering focused on the transfer process; transferring the expertise of a problem-solving human into a program that could take the same data and make the same conclusions. Knowledge engineering is a branch of artificial intelligence (AI) that develops rules that are applied to data in order to imitate the thought process of a human that is an expert on a specific topic. Knowledge engineering is a field of artificial intelligence (AI) that creates rules to apply to data to imitate the thought process of a human expert.

Knowledge Engineering

Machine learning, a field of artificial intelligence (AI), is the idea that a computer program can adapt to new data independently of human action.

Machine learning is the concept that a computer program can learn and adapt to new data without human intervention. The model in the machine learning tool would then use an analytics tool called predictive analytics to make predictions on whether the mining industry will be profitable for a time period, or which mining stocks are likely to increase in value at a certain time, based on the recent information discovered, without any input from the asset manager. The various data applications of machine learning are formed through a complex algorithm or source code built into the machine or computer. A complex algorithm or source code is built into a computer that allows for the machine to identify data and build predictions around the data that it identifies. The parameters built alongside the model extracts only data about mining companies, regulatory policies on the exploration sector, and political events in select countries from the data set.

Machine Learning

Mobile banking is the act of making financial transactions on a mobile device (cell phone, tablet, etc.). It can be used for personal banking and international transfers, such as remittances.

Mobile banking is the act of making financial transactions on a mobile device (cell phone, tablet, etc.). Steps financial advisors can take to protect their clients against cyber attacks include:
Helping educate clients about the importance of strong, unique passwords (e.g, not reusing the same one for every password-protected site), along with how a password manager like Valt or LastPass can add an extra layer of security.
Never accessing client data from a public location, and being sure the connection is always private and secure.
Remittances are funds that an expatriate sends to their country of origin via wire, mail, or mobile banking (online transfer). However, establishing a secure connection before logging into a mobile banking app is important or else a client might risk personal information being compromised. This activity can be as simple as a bank sending fraud or usage activity to a client’s cell phone or as complex as a client paying bills or sending money abroad. The ability to deposit a check, to pay for merchandise, to transfer money to a friend or to find an ATM instantly are reasons why people choose to use mobile banking.

Mobile Banking

Nacha is one of the two major ACH networks in the U.S. connecting financial institutions and payments platforms for electronic transactions and clearing.

Nacha and IFX Forum Finalize Strategic Combination Agreement

Nacha Debuts Payments Innovation Alliance at PAYMENTS 2014

Nacha’s Payments Innovation Alliance and the U.S. Faster Payments Council Launch the Faster Payments Playbook

API Standardization - Shaping the Financial Services Industry

Nacha is the steward of the electronic system that connects all U.S. bank accounts and facilitates the movement of money among them. The ACH network enables billions of electronic financial transactions, including direct deposits, Social Security and government benefits statements, electronic bill payments, person-to-person (P2P), and business-to-business (B2B) payments.
Nacha merged with the Interactive Financial eXchange (IFX) Forum in 2018. Although it is not a government agency, Nacha works closely with various government agencies including the Federal Reserve, U.S. Treasury, and state banking authorities in order to ensure the integrity of the electronic payments systems used by U.S. financial institutions. Through its supervisory and rule-making functions, Nacha provides the foundation for electronic payment systems to operate effectively, while working to update technologies and implement new payment systems. Nacha operates one of the major networks that carries electronic financial transactions between banks and payments services providers.

Nacha

Natural Language Processing (NLP) is a type of artificial intelligence that allows computers to break down and process human language.

Beyond the Creative Species: Making Machines That Make Art and Music

Natural Language Processing (NLP) is a field of artificial intelligence (AI) that enables computers to analyze and understand human language, both written and spoken. NLP combines AI with computational linguistics and computer science to process human or natural languages and speech. Natural language processing (NLP) employs computer algorithms and artificial intelligence to enable computers to recognize and respond to human communication. Natural Language Processing (NLP) is a field of artificial intelligence (AI) that enables computers to analyze and understand human language, both written and spoken. The computer uses a built-in statistical model to perform a speech recognition routine that converts the natural language to a programming language.

Introduction to Natural Language Processing (NLP)

Open Banking is a system that provides third-party access to financial data through the use of application programming interfaces (APIs).

Open banking is also known as "open bank data." Open banking is a banking practice that provides third-party financial service providers open access to consumer banking, transaction, and other financial data from banks and non-bank financial institutions through the use of application programming interfaces (APIs). Open banking is likely to alter the competitive landscape of the financial services industry, which could benefit consumers by increasing competition as described above, but could also have the reverse effect and increase consumer costs if it leads to consolidation in financial services, due to the natural economies of scale from big data and network effects. By relying on networks instead of centralization, open banking can help financial services customers to securely share their financial data with other financial institutions. Under open banking, banks allow access and control of customers personal and financial data to third-party service providers, which are typically tech startups and online financial service vendors.

Open Banking

A quantum computer, unlike a classical computer, uses quantum bits or qubits. Learn how quantum computers work and which companies are building them.

Quantum Computing: What, Who, How and When?

Google Aims for Commercial-Grade Quantum Computer by 2029

Quantum Computing vs. Classical Computing in One Graphic

Hello Quantum World! Google Publishes Landmark Quantum Supremacy Claim

A Desktop Quantum Computer For Just $5,000

Google’s Quantum Computer Is About 158 Million Times Faster Than the World’s Fastest Supercomputer

Hello quantum world! Google publishes landmark quantum supremacy claim

Table of Contents
What Is Quantum Computing?
Understanding Quantum Computing
Quantum vs. Classical Computer
Example of a Quantum Computer Google expects to have its quantum computer ready by 2029, although IBM hopes to have a 1,000-quibit quantum computer in place by 2023. Quantum computing is an area of computing focused on developing computer technology based on the principles of quantum theory (which explains the behavior of energy and material on the atomic and subatomic levels). Its potential and projected market size have engaged some of the most prominent technology companies to work in the field of quantum computing, including IBM, Microsoft, Google, D-Waves Systems, Alibaba, Nokia, Intel, Airbus, HP, Toshiba, Mitsubishi, SK Telecom, NEC, Raytheon, Lockheed Martin, Rigetti, Biogen, Volkswagen, and Amgen. Companies can also gain access to quantum technology without having to build a quantum computer.

Quantum Computing

The rate of adoption refers to how quickly members of a society use new technology as it is introduced over a period of time.

The rate of adoption is the pace at which a new technology is acquired and used by the public. While the pricing of new technology can be a factor in the rate of adoption, the features offered with innovation can influence the overall demand for the product or service. One group's rate is compared to the adoption rate of another, often of the entire society. Furthermore, the ability of other members of society to see those who have already adopted the innovation and the expense associated with trying the innovation also impact the adoption rate. The rate of adoption is the pace at which a new technology is acquired and used by the public.

Rate of Adoption

Return on innovation investment is a performance measure used to evaluate the effectiveness of a company's investment in new products or services.

Return on innovation investment is a performance measure used to evaluate the effectiveness of a company's investment in new products or services. The focus of return on innovation investment is not only to determine how well a company is turning its investments in new products or services into additional profit for the company, but also how efficient it is in its research & development (R&D) spending. Return on innovation investment is a performance measure used to evaluate the effectiveness of a company's investment in new products or services. The return on innovation investment is calculated by comparing the profits of new product or service sales to the research, development, and other direct expenditures generated in creating these new products or services. The better a company is able to forecast the demand for its new offerings, as well as how efficient it is in allocating resources, the better its return on innovation investment should be.

Return on Innovation Investment

Robotic process automation (RPA) refers to software that can be easily programmed to do basic tasks across applications just as human workers do.

Robotic process automation (RPA) occurs when basic tasks are automated through software or hardware systems that function across a variety of applications, just as human workers do. Robotic process automation (RPA) occurs when basic tasks are automated through software or hardware systems that function across a variety of applications, just as human workers do. Robotic process automation (RPA) refers to software that can be easily programmed to do basic, repetitive tasks across applications. The software or robot can be taught a workflow with multiple steps and applications, such as taking received forms, sending a receipt message, checking the form for completeness, filing the form in a folder, and updating a spreadsheet with the name of the form, the date filed, and so on. Robotic process automation (RPA) is designed to help primarily with office type functions that often require the ability to do several types of tasks in a specific order.

Robotic Process Automation (RPA)

Smartphones are handheld devices that enable people to make phone calls, send text messages, and access the Internet.

IBM created the world's first smartphone 25 years ago

The First Cellphone Went on Sale 30 Years Ago for $4,000

Smartphone Ownership Is Growing Rapidly Around the World, but Not Always Equally

A smartphone is a handheld electronic device that provides a connection to a cellular network. Smartphones allow people to make phone calls, send text messages, and access the Internet.
A smartphone is a handheld electronic device that provides a connection to a cellular network and the Internet. While cell phones were considered the death knell of land-based phones, smartphones were considered the death knell of the prototypical cell phone. Most smartphones have picture-taking capabilities that rival standard digital cameras, but, unlike digital cameras, also have the ability to interact with other smartphone apps readily, and the Internet. Before the inclusion of Internet browsing on mobile phones, network operators relied on the fee structure that they had relied on for decades: calling another line cost a certain flat rate, and sending a text message cost another flat rate.

Smartphone

Social data is information shared publicly by social media users, including their location and biographical data.

Social data is information that social media users publicly share, which includes metadata such as the user’s location, language spoken, biographical data, and/or shared links. Businesses that use this type of data analysis have to keep several things in mind, including how to distinguish between social data and sentiment, time relevance (what's relevant today may not be tomorrow), quality (how impactful certain messages and comments are by specific people), and how viral activity starts and spreads. Social data is information that social media users publicly share, which includes metadata such as the user’s location, language spoken, biographical data, and/or shared links. Facebook for Business and Twitter Ads are two programs that help advertisers use social data to market to targeted users who are likely to be interested in their ads. Another way a company can use social data is to provide timely ads based on recent posts, such as appliance ads for someone who has shared that they are shopping for a home.

What Is Social Data?

The Turing Test is a deceptively simple method of determining whether a machine can demonstrate human intelligence.

The Turing Test is a deceptively simple method of determining whether a machine can demonstrate human intelligence: If a machine can engage in a conversation with a human without being detected as a machine, it has demonstrated human intelligence. The Turing Test is a deceptively simple method of determining whether a machine can demonstrate human intelligence: If a machine can engage in a conversation with a human without being detected as a machine, it has demonstrated human intelligence. In 2014, Kevin Warwick of the University of Reading organized a Turing Test competition to mark the 60th anniversary of Alan Turing’s death. The Turing Test was proposed in a paper published in 1950 by mathematician and computing pioneer Alan Turing. Alan Turing predicted that a machine would pass the Turing Test by 2000.

Turing Test

Weak AI is a machine intelligence that is limited to a particular area.

Weak artificial intelligence (AI)—also called narrow AI—is a type of artificial intelligence that is limited to a specific or narrow area. Weak AI can be contrasted to strong AI, a theoretical form of machine intelligence that is equal to human intelligence. Weak AI can be contrasted to strong AI, a theoretical form of machine intelligence that is equal to human intelligence. They might appear to have strong AI—machine intelligence equivalent to human intelligence—but they really only have weak AI. Weak artificial intelligence (AI)—also called narrow AI—is a type of artificial intelligence that is limited to a specific or narrow area.

Financial Technology and Automated Investing

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