An advisor is any person or company involved in advising or investing capital for investors.

An advisor is any person or company involved in advising or investing capital for investors. Registered investment advisors (RIAs) and investment advisory companies (IACs) are two main entities that investors look to for investment management. Investment companies offering publicly traded funds are required to adhere to the rules and regulations of the Investment Company Act of 1940.
A fund advisor has the primary responsibility for the investment performance of a fund. Registered investment advisors provide financial advice and comprehensive personal investment management services. Financial advisors providing comprehensive services are required to follow the fiduciary standard, while broker-dealer representatives must only adhere to the suitability standard.

Advisor

Certified Consumer Debt Specialist is a professional designation awarded to debt settlement professionals who pass a certification exam.

Certified Consumer Debt Specialist applicants study debt settlement and personal finance management (including budgeting, evaluating debt loads, setting and achieving financial goals, planning to eliminate/avoid debt, investing, retirement, and insurance). Certified consumer debt specialists are financial professionals who assist consumers with debt negotiation and settlement. Before working with a certified consumer debt specialist, it's important to understand the costs involved in settling a debt, as well as the credit score implications. Consumer debt specialists help individuals who are interested in pursuing debt settlement as an alternative to bankruptcy.

Certified Consumer Debt Specialist (CCDS)

A currency strategist evaluates economic trends and geopolitical moves to forecast price movements in the foreign exchange (FX) market.

A currency strategist is a financial professional who evaluates economic trends and geopolitical moves to forecast price changes and directions in the foreign exchange (FX) market. Other names for this type of job include forex market analyst and currency researcher. ​​​​​​
A forex currency strategist will work for a forex brokerage company. For example, a currency analyst can work with other financial officers to make predictions about foreign markets and how conditions such as outside factors, market fluctuations, and world events will affect the value of foreign currencies to the U.S. dollar. A currency strategist performs research to make forecasts about currency movements by identifying and monitoring the driving factors of the currency markets. They may prepare currency reports that take into account factors such as economic trends, geopolitical moves, changes in heads of state, official statements and other foreign developments that affect what businesses need to know before making financial decisions and recommending trade transactions.

Currency Strategist

An investment advisor is any person or group that makes investment recommendations or conducts securities analysis in return for a fee.

An investment advisor (also known as a stock broker) is any person or group that makes investment recommendations or conducts securities analysis in return for a fee, whether through direct management of clients' assets or by way of written publications. In the U.S., investment advisors are required to register at the state level, and they also need to register with the SEC if they manage $100 million or more in client assets.
Investment advisors often have discretionary authority over their clients’ assets and are required to uphold standards of fiduciary responsibility.
Investment advisors work as professionals within the financial industry by providing guidance to clients in exchange for specific fees. Investment advisors are also referred to as “financial advisors” and can alternatively be spelled as “investment advisers” or “financial advisers.”
Investment advisors are financial professionals that make investment recommendations or conduct security analysis in exchange for a fee. An investment advisor (also known as a stock broker) is any person or group that makes investment recommendations or conducts securities analysis in return for a fee, whether through direct management of clients' assets or by way of written publications. For example, investment advisors must ensure that clients’ transactions are given priority over their own and that any recommendations made to clients are well tailored to those clients’ needs, preferences, and financial circumstances.

Investment Advisor

The National Association of Personal Financial Advisors (NAPFA) is a professional association for U.S.-based fee-only financial advisors.

The National Association of Personal Financial Advisors (NAPFA) is a professional association for U.S.-based, fee-only financial advisors. NAPFA members are also required to act in a way that reflects positively on both NAPFA and the financial planning profession. NAPFA has three key policy issues/positions that govern member conduct and inform its overall mission:
Recognition and regulation of financial planning
A uniform fiduciary standard of care
Greater investment advisor oversight Members must provide independent, objective financial advice to their clients and uphold the highest standards in the financial planning profession. The National Association of Personal Financial Advisors (NAPFA) is a professional association for U.S.-based, fee-only financial advisors.

National Association of Personal Financial Advisors (NAPFA)

A professional risk manager is a designation awarded by the Professional Risk Managers' International Association.

A professional risk manager is a designation awarded by the Professional Risk Managers' International Association. The study program to become a professional risk manager covers the financial theory behind risk management, risk measurement, option theory, financial instruments, trading markets, best practices, and historical risk-management failures. Individuals with the professional risk manager designation may work as enterprise risk managers, operational risk analysts, credit risk managers, risk advisory consultants, and more. The organization grants the designation to financial risk managers who pass four exams covering financial theory; financial instruments and markets; mathematical foundations of risk measurement; risk management practices; and case studies, best practices, conduct, ethics, and bylaws. As a specialization of risk management, financial risk management focuses on when and how to use financial instruments to hedge costly exposures to risk.

Professional Risk Manager (PRM)

A security analyst is a financial professional who studies various industries and companies, provides research and valuation reports, and makes buy, sell, or hold recommendations.

A security analyst is a financial professional who studies various industries and companies, provides research and valuation reports, and makes buy, sell, and/or hold recommendations. Usually, securities analysts work for research companies, investment banks or private equity firms and work in areas such as mergers and acquisitions, bankruptcy, and are involved in organizational moves that can impact the financial value of a company.
A security analyst runs fundamental and/or technical analysis on securities in the market in order to help retail and institutional investors make investment decisions. The data is retrieved from a number of sources, including financial statements made publicly available on EDGAR (Electronic Data Gathering, Analysis, and Retrieval) database online, financial publications, information-sharing with financial researchers and other analysts, etc. A security analyst is a financial professional who studies various industries and companies, provides research and valuation reports, and makes buy, sell, and/or hold recommendations. By building financial models on the data, a security analyst can better understand the financial health and profitability prospects of a company or sector.

Security Analyst

The Series 24 is an exam and license entitling the holder to supervise and manage branch activities at a broker-dealer.

The Series 24 is an exam and license entitling the holder to supervise and manage branch activities at a broker-dealer. Those job functions include:
Supervision of Registration of the Broker-Dealer and Personnel Management Activities (nine questions): This includes regulatory requirements and exemptions, differences between various registrations, hiring and registration of associated persons, and maintenance of registrations.
Supervision of General Broker-Dealer Activities (45 questions): This includes development, implementation, and updating of firm policies; written supervisory procedures; and controls. In order to be eligible for a principal registration, a candidate must pass the Series 24 exam, the securities industry essentials (SIE) exam, and one of the following five representative-level qualification exams: Series 7, 57, 79, 82, or 86/87. The examination contains 150 scored questions and 10 questions that are not scored, with the non-scored questions randomly distributed throughout the exam. Supervision of Trading and Market-Making Activities (32 questions): This includes supervision of order entry, routing, and execution, as well as the proper booking and settlement of trades, and the review of executions for compliance.

Series 24

The Series 65 is an exam and securities license required by most US states for individuals to act as investment advisers.

Designed by the North American Securities Administrators Association (NASAA) and administered by the Financial Industry Regulatory Authority (FINRA), the Series 65 is an exam and securities license required for individuals to act as investment advisers in the US. **Investment Vehicle Characteristics (25%, 32 questions):** Topics include cash and cash equivalents, fixed income securities, methods of fixed income valuation, equities and methods used in equity valuation, pooled investments, derivative securities, and insurance-based products.
**Client Investment Recommendations and Strategies (30%, 39 questions):** Topics include individuals; business entities and trusts; client profiles; capital market theory; portfolio management styles, strategies and techniques; tax considerations; retirement planning; ERISA issues; special types of accounts; trading securities; exchanges and markets; and performance measurement.
**Laws, Regulations, and Guidelines, including Prohibition on Unethical Business Practices (30%, 39 questions): ** Topics include state and federal securities acts; rules and regulations for investment advisers, investment adviser representatives, broker-dealers, and agents; ethical practices; and fiduciary obligations, including communications with clients, compensation, client funds, and conflicts of interest. Designed by the North American Securities Administrators Association (NASAA) and administered by the Financial Industry Regulatory Authority (FINRA), the Series 65 is an exam and securities license required for individuals to act as investment advisers in the US. Other FINRA-administered qualification examinations include the Series 3 National Commodities Futures (NCFE), Series 7 General Securities Representative (GS), and Series 63 Uniform Securities Agent State Law.

Series 65

The services of tax advisors are usually retained in order to minimize taxation while remaining compliant with the law in complicated financial situations.

Treasury Department Circular No. 230, Regulations Governing Practice before the Internal Revenue Service

A tax advisor is a financial expert with advanced training and knowledge of tax accounting and tax law. Because tax advisors are well versed in tax laws and IRS guidelines, businesses may retain their services to represent the businesses before tax authorities and courts in order to resolve issues relating to tax. Regardless of training, tax advisors are well-versed and up-to-date in matters of tax law and both IRS and state tax guidelines. A tax advisor is a financial expert with advanced training and knowledge of tax accounting and tax law. A taxpaying entity, such as an individual, partnership, corporation, trust, etc. that has a complex financial situation (e.g., complex investments and deductions) can seek out the expertise of a tax advisor to help minimize the amount of taxes to be paid to the taxing authorities.

Financial Advisor Careers

More in Financial Advisor

Terms in Financial Advisor Careers