Cash back refers to a credit card that refunds a small percentage of money spent on purchases. You can also sign up through cash-back sites and apps.

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What Is Cash Back?
How Cash Back Works Some cash-back rewards programs come with annual fees or a high annual percentage rate (APR), but not all.
Cash back can also refer to the practice of charging an amount above the purchase price on a card and receiving the extra money in cash then and there.
An outgrowth of credit card issuers’ general rewards programs, cash-back programs date to 1986, when the Discover card was launched nationally, introducing the concept. On the downside, cash-back credit cards may have high annual percentage rates (APRs) or annual fees or put a cap on how much cash back you can earn, and you do have to spend money to earn the cash. If you sign up for a cash-back card with a cash signing bonus, it could be worth anywhere from $200 to $1,500 if you meet certain requirements, such as a minimum spending amount in a set amount of time.
Check out Investopedia’s review to learn about the best cash-back credit cards currently available. You can earn money by using a cash-back rewards credit or debit card or signing up for in-store programs, as well as by using cash-back apps and websites.

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