Affluenza is a condition arising from the desire to be wealthy; the inability to understand the consequences of actions because of financial privilege.

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Affluenza vs. Lowcashism: Gibberish or Justified?

Table of Contents
What Is Affluenza? Much of what children will learn is by watching you, and so if you tell them about your hard work, show them how you save money in the bank and don’t indulge in impulse shopping, your children won’t either.
If your children don’t understand the value of money and how to manage it, chances are they won’t hang onto it for too long. Symptoms of affluenza include a myopic focus on work and earning money, strained personal relationships, depression, a self-image tied directly to financial status, and difficulty interacting with or relating to others.
Where you live and raise your children also seems to affect social mobility, as well. An effective way to teach children how to handle money is to set them up with their bank accounts to save the money they earn or deposit cash gifts. The socioeconomic class where Americans are born strongly correlates with the social status they achieve; this perpetuates the social situation where the condition of affluenza develops.

Affluenza

Announcement effect is the impact of news, especially issued by government or monetary authorities, on financial markets.

The announcement effect broadly refers to the impact that any type of news or public announcement—especially when issued by government or monetary authorities—has on financial markets. Researchers have suggested that bad news has a larger impact on markets than good news, and that good news does not lift the market as much as bad news depresses it. Leaking critical news can allow the market to find equilibrium, or to “discount the stock”—that is, to incorporate the unexpected news into the price of a stock.
For instance, if a company's earnings are especially greater than usual one quarter, it might choose to leak the information to help ease the pressure for an unsustainable price spike at the time of the official earnings release. Also, bad news during a bear market has a bigger negative impact than bad news during a bull market, and negative surprises often have a greater impact than positive surprises. Economists, technical analysts, traders, and researchers spend a great deal of time trying to predict the effect of news or public announcements on stock prices in order to discern, among other investing strategies, the wisdom of switching between asset classes or moving in and out of the market altogether.

Announcement Effect

Anonymous is a loosely organized group of internet-based hackers and political activists. 

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Anonymous is a loosely organized Internet group of hackers and political activists that began as a collective in 2003 on 4chan, an anonymous internet chat board. These goals have historically ranged from political statements to pranks and hacks, sometimes in retaliation for actions taken against the group itself—or those for whom members of a given operation feel an affinity.
Groups of Anonymous members have thrown support behind political movements such as the Arab Spring. Anonymous is a loosely organized Internet group of hackers and political activists that began as a collective in 2003 on 4chan, an anonymous internet chat board. Anonymous is a loosely organized Internet group of hackers and political activists that began as a collective in 2003 on 4chan, an anonymous internet chat board. This structure also means any loose group interested in participating in a collective operation can call itself Anonymous (or claim to be part of the group).

Anonymous (Internet Group)

Blackberry addiction describes an over-reliance on the Blackberry wireless device, a smartphone popular before other options rose to prominence. 

The rise and fall of the Blackberry in popular culture

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The term "Blackberry addiction" refers to a form of compulsive behavior created by the advent of the once-popular mobile device. The Blackberry, which was the high-status dominant mobile phone during that period, gave people access to their emails, contacts, along with a phone and text connection at the touch of a finger. Device addiction can cause an increase in rudeness in social situations when smartphone users elect to scroll through their phones instead of making eye contact and interacting directly with the person or people in front of them. Blackberry addiction was an early form of tech addiction seen in the early 21st century. Some scholars have criticized the methods used to measure tech addiction, but the general trend at the end of the 2010s was toward building awareness about tech addiction, particularly in children, and developing digital hygiene.

Blackberry Addiction

A digital C-type print is a color print made digitally, developed by exposing a light-sensitive material to LEDs or lasers, then washed in a process akin to standard photography.

A digital C-type or chromogenic color print is any photographic print that has been created by a digital exposure system, as opposed to a traditional darkroom, or analog technique. Other terms used for digital c-type print include photo lab, digital C, laser chromogenic, digital RA-4, chemical dye, lab print, or C-print. A digital C-type or chromogenic color print is any photographic print that has been created by a digital exposure system, as opposed to a traditional darkroom, or analog technique. A digital C-type or chromogenic print is a traditional picture or photographic print that has been made from a digital file rather than a negative. This type of print combines pigment-based inks with high-quality archival-type paper that results in an inkjet print of, particularly high quality.

Digital C-Type Print

Digital nomads are location-independent people who use technology to perform their jobs. Learn how much digital nomads make and where to find jobs.

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Table of Contents
What Is a Digital Nomad?
Understanding Digital Nomads
Who Are the Digital Nomads?
When Digital Nomads Settle Down
Pros and Cons of Digital Nomads
Examples of Digital Nomads
Digital Nomads FAQs
The Bottom Line
Digital nomads are people who are location-independent and use technology to perform their job, living a nomadic lifestyle. Some digital nomads have a wide range of clients and make a living through the combination of jobs, while others have formal or semi-formal agreements with clients guaranteeing a certain amount of work or billable hours.
Outsite is an online community of digital nomads that provides access to coliving/coworking, plus offers services to support remote workers. A digital nomad isn't a specific job that earns a salary, so what you earn as a digital nomad depends on the type of work you do, like working from home versus in an office. While it may be difficult to count every single remote worker living a digital nomad lifestyle, according to MBO Partners, there are approximately 10.9 million digital workers in the U.S., as of 2020, the most recent statistics available.

Digital Nomad

The dotcom bubble was a rapid rise in U.S. equity valuations fueled by investments in internet-based companies during the bull market in the late 1990s.

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The dotcom bubble was a rapid rise in U.S. technology stock equity valuations fueled by investments in Internet-based companies during the bull market in the late 1990s. The dotcom bubble was a rapid rise in U.S. technology stock equity valuations fueled by investments in Internet-based companies during the bull market in the late 1990s. In the years preceding the bubble, record low interest rates, the adoption of the Internet, and interest in technology companies allowed capital to flow freely, especially to startup companies that had no track record of success. The dotcom bubble was a rapid rise in U.S. technology stock equity valuations fueled by investments in Internet-based companies in the late 1990s. The dotcom bubble, also known as the Internet bubble, grew out of a combination of the presence of speculative or fad-based investing, the abundance of venture capital funding for startups, and the failure of dotcoms to turn a profit.

Dotcom Bubble

An earnings call is a conference call between a public company, analysts, investors, and the media to discuss the company’s financial results.

Apple Inc. (AAPL) CEO Tim Cook on Q2 2021 Results - Earnings Call Transcript

Table of Contents
What Is an Earnings Call?
How an Earnings Call Works
Earnings Call & Forms 10Q and 10K Pros
Helps with fundamental analysis
Guides investors' decisions on trading
Allows participants to ask questions
Strains normal business operations
Q&A could produce unfavorable results
Must establish a regular cadence to prevent negative speculation
On April 28, 2021, Apple (AAPL) held its 2nd Quarter (2021) earnings call with CEO Tim Cook, CFO Luca Maestri, other company executives, and analysts from other large companies, such as Morgan Stanley, Evercore, UBS, and Bank of America.
Tim Cook and Luca Maestri discussed the company's outlook on future revenues, income, expenses, and plans for its capital. Fundamental Analysis
Pros and Cons of Earnings Calls
Example of an Earnings Call
Earnings Call FAQs
The Bottom Line
An earnings call is a conference call between the management of a public company, analysts, investors, and the media to discuss the company’s financial results during a given reporting period, such as a quarter or a fiscal year. In addition to the company's performance and outlook on revenues and expenses, they were asked how their plans for the U.S. economy would affect the company's expenses, to which Maestri reflected on the company's dedication to the goal, how much more revenues increased over its operations expenses in the prior quarter, and its plans to continue investing into the business. An earnings call allows a public company to discuss its past performance and future plans, as well as answer questions from analysts, investors, and media personnel.

Earnings Call

A quarterly earnings report is a quarterly filing made by public companies to report their performance. 

A quarterly earnings report is a quarterly filing made by public companies to report their performance. For example, if the company reports earnings growth from the prior period in its quarterly earnings report, but fails to meet or exceed the estimates published before the release, it may result in a sell-off of the stock. Some quarterly earnings reports include a brief summary and analysis from the CEO or company spokesman, as well as a summary of previous quarterly earnings results. For better or worse, a company's ability to beat earnings estimates projected by analysts or the firm itself is more important than the company's ability to grow earnings over the prior year. A quarterly earnings report is a quarterly filing made by public companies to report their performance.

Quarterly Earnings Report

High earners, not rich yet (HENRYs) are individuals who have significant income but have yet to amass the assets that transition them to true wealth.

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High earner, not rich yet': How to tell if you're a 'Henry,' based on your salary, savings, and lifestyle

Table of Contents
 What Are HENRYs?
Understanding HENRYs
Targets for Luxury Brands
Investment Strategies for HENRYs
The Bottom Line
High earners, not rich yet (HENRYs) are individuals who currently have significant discretionary income and a strong chance of being wealthy in the future. To better their financial position, HENRYs can employ different strategies, such as reducing debt, increasing contributions to retirement and investment accounts, and reducing tax obligations, as well as seek help from a professional wealth advisor. Many HENRYs appreciate luxury goods for status and often use social media to flaunt their consumption of these items.﻿﻿ As a result, Louis Vuitton, Tag Heuer, and other luxury brands incorporate social media advertising and the use of social media influencers into their marketing strategies. More of a HENRYs earnings go into costs than go into wealth-building investments, leaving them feeling like they are more like regular people working paycheck-to-paycheck than the wealthy 1% in America.

High Earners, Not Rich Yet (HENRYs)

Material news is news released by a company that might affect the value of its securities or influence investors' decisions.

Listed Company Compliance Guidance for NYSE Issuers—January 14, 2021

Listed Company Compliance Guidance for NYSE Issuers—2018

Self-Regulatory Organizations; New York Stock Exchange LLC; Notice of Filing of Proposed Rule Change to Amend Section 202.06 of the NYSE Listed Company Manual to Prohibit Listed Companies From Issuing Material News After the Official Closing Time for the Exchange’s Trading Session Until the Earlier of Publication of Such Company’s Official Closing Price on the Exchange or Five Minutes After the Official Closing Time

Material news is news that a company releases that might affect the value of its securities or influence investors' decisions. To avoid pricing disruptions when the NYSE closing auction is delayed more than five minutes, Section 202.06 as amended will continue to include advisory text requesting that companies avoid issuing material news until 15 minutes after the NYSE’s official closing time, or earlier publication of the company's official closing price.
The NYSE publishes its Listed Company Compliance Guidance annually, which should always be consulted for any changes in any NYSE policy. Material news is the company's price-sensitive information announced publicly to shareholders, while material insider information is material information about certain aspects of a company that has not yet been made public, but that will have an impact on the company's share price once released. This delay is meant to avoid investor confusion in cases where trading on other markets continued after the close of trading on the NYSE, and information released by a company after the close of trading on the NYSE caused differences between the NYSE closing price and trading prices on other markets. On Dec. 4, 2017, the NYSE changed its rules to prohibit listed companies from issuing material news after the close of trading, which is 4 p.m. Eastern Time, until the earlier of the following scenarios: publication of the company’s official NYSE closing price or five minutes after the close of trading.

Material News

Morningstar is a Chicago-based investment firm that offers various products and research insights in over 27 markets around the world.

Morningstar is a Chicago-based investment research firm that compiles and analyzes fund, stock, and general market data. The data and research provided by Morningstar include insights on investment offerings, managed investment products, publicly listed companies, and real-time market data. This extensive line of products empowers various financial professionals, including individual investors, financial advisors, asset managers, retirement plan providers, and institutional investors. Morningstar is a respected and reliable source of independent investment analysis for all levels of fund and stock investors, ranging from inexperienced beginners to sophisticated experts. Among its many offerings, Morningstar's comprehensive, one-page mutual and exchange-traded fund (ETF) reports are widely used by investors to determine the investment quality of the more than 2,000 funds.

Morningstar Inc.

Political risk is the risk that an investment's returns could suffer as a result of political changes or instability in a country.

Political risk is the risk an investment's returns could suffer as a result of political changes or instability in a country. Risk factors mentioned include political instability, legal and regulatory constraints, local product safety and environmental laws, tax regulations, local labor laws, trade policies, and currency regulations. In its risks associated with suppliers, Wal-Mart mentioned potential political and economic instability in the countries that foreign suppliers operate, labor problems, and foreign trade policies and tariffs that could be imposed. In its regulatory, compliance, reputational and other risks section, the company outlines risk associated with legislative, judicial, regulatory and political/economic risks. Companies that operate internationally, known as multinational businesses, can purchase political risk insurance to remove or mitigate certain political risks.

Political Risk

Profit warning occurs when a company advises shareholders and the public that its earnings results will not meet analyst expectations. A company generally issues a profit warning prior to the public announcement of its official earnings results.

Profit warning occurs when a company advises shareholders and the public that its earnings results will not meet analyst expectations. A profit warning may occur if the company is in a down business cycle; however, since this event is more expected it is often due to poor performance or a single challenging incident either internal to the company or external from the industry or business environment. If a company does not issue a profit warning, its earnings announcement is called a negative earnings surprise. A company generally issues a profit warning prior to the public announcement of its official earnings results. Following a profit warning usually comes the company’s official earnings announcement.

Profit Warning

Reuters is a global information provider geared toward professionals in the financial, media, and corporate fields.

Reuters is a global information and news provider headquartered in London, England, that serves professionals in the financial, media, and corporate markets. Created from the Thomson Corporation's 2008 acquisition of Reuters, Thomson Reuters is a comprehensive multinational media and financial data and news resource. The core strength of Thomson Reuters is in providing content, analytics, trading, and messaging capabilities needed by financial professionals via its Thomson Reuters Eikon system. Both of its parent companies—Thomson Reuters Corporation and Thomson Reuters PLC—were listed publicly. On April 17, 2008, the Thomson Corporation officially acquired Reuters Group PLC, forming Thomson Reuters.

Reuters

"Sell in May and go away" is an adage that warns investors to divest their stock holdings in May to avoid a seasonal decline and to reinvest in November.

"Sell in May and go away" is a well-known financial-world adage. From 1950 to around 2013, the Dow Jones Industrial Average posted lower returns during the May to October period, compared with the November to April period. , lower trading volumes due to the summer vacation months and increased investment flows during the winter months were cited as contributory reasons for the discrepancy in performance between the May to October and the November to April periods. In April 2017, analysts at Bank of America Merrill Lynch looked at three-month seasonal stock market data going all the way back to 1928 and found that historically, June through August was the second-most robust period of the year. According to a May 2018 article in _Investor's Business Daily_, if an investor had sold stock in May 2016, she would have missed some lucrative runs.

'Sell in May and Go Away'

Zacks Investment Research is an investments data and information service provider known for their mathematical approach to earnings estimate revisions.

Table of Contents
What Is Zacks Investment Research?
Understanding Zacks Investment Research
Zacks Ranks
Zacks vs. Morningstar
Example of Zacks Investment Research
The Bottom Line
What Is Zacks Stock Screener?
How Much Does Zacks Stock Screener Cost?
What Is the Zacks Industry Rank?
What Is the Zacks Mutual Fund Rank? Zacks Ranks uses four criteria to assess earnings potential:
**Agreement**: the extent to which brokerage analysts are unanimous in assessing the change in a stock's valuation.
**Magnitude**: the size of the latest change in analysts' consensus.
**Upside**: the difference between the estimated change, as calculated by Zacks, compared with the consensus estimate.
**Surprise**: the occurrence of positive earnings surprises in the last few quarters. Each quarter, the Zacks Quantitative Research Department calculates a rating for 19,000 different mutual funds, based on the average Zacks Rank of the stocks held by each fund, as well as other quantitative factors. In keeping with their focus on earnings estimates, the Zacks Stock Screener also allows investors to sort stocks according to their Zacks Rank and changes to their earnings per share.

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