Group-Home Care

Group-Home Care

Group-home care is a type of care given to a group of people with similar disabilities within a residence. The term “group home care” is sometimes also used to refer to a facility or home-like location that is used to care for youths in foster care or who have special needs. Group-home care is often more affordable than in-home one-on-one care and may be subsidized in part by Medicare, Medicaid, or long-term care insurance policies. Group-home care can include both custodial care and care that is provided by skilled and medically trained professionals. Group-home care is a type of care given to a group of people with similar disabilities within a residence.

Group-home care is a form of treatment and care for individuals who cannot adequately manage on their own or in their own homes.

What Is Group-Home Care?

Group-home care is a type of care given to a group of people with similar disabilities within a residence. This kind of treatment option can be offered for those with intellectual disabilities, medical conditions, or a combination of both. Group home care is also frequently helpful for elderly people who cannot be left alone for safety reasons due to the risk of falls or other injuries.

Group-home care is a form of treatment and care for individuals who cannot adequately manage on their own or in their own homes.
With a group-home arrangement, that individual is cared for along with others who all live in the same community or building.
Group-home care is often more affordable than in-home one-on-one care and may be subsidized in part by Medicare, Medicaid, or long-term care insurance policies.

Understanding Group-Home Care

Group-home care can include both custodial care and care that is provided by skilled and medically trained professionals. A group home can be a viable option for those who are prevented from performing activities of daily living and whose family members may not be able to provide daily care.

Patients who receive group home care can have a wide variety of medical conditions. Alzheimer's disease, dementia, and Parkinson’s disease are common conditions experienced by people in group homes. The term “group home care” is sometimes also used to refer to a facility or home-like location that is used to care for youths in foster care or who have special needs.

Some long-term insurance plans may include certain levels of coverage for group home care. These plans can be obtained individually, through an employer, or through an organization such as AARP.

Costs and Considerations of Group-Home Care

Caring for a family member with a disability can be very stressful and overwhelming at times. The obligations and responsibilities of providing this level of care can be extremely challenging or even impossible for some people to manage — especially if they must work or have other time-consuming obligations.

In addition, individuals requiring this type of care may need someone with skills or experience that the average family member may lack. As a result, family members of a person who needs care may seek alternatives that offer an affordable option for services performed by qualified professionals. These facilities or programs generally would be overseen by administrators who are familiar with all applicable local, state, and federal regulations, as well as all relevant insurance requirements and procedures.

However, group-home facilities can be very expensive unless supplemented by long-term care insurance or public health program such as Medicare. Still, the cost may be lower than for an assisted living facility or similar options because, generally, a group home involves paying for a room or part of a room as opposed to an apartment. Low-income individuals may qualify for some assistance through local or state programs, or through an SSI domiciliary care program.

Related terms:

Assisted Living

Assisted living is a residence for the elderly or infirm who require help in performing some of the routine activities of daily living. read more

Children’s Health Insurance Program (CHIP)

The Children’s Health Insurance Program (CHIP) is a government program that provides health insurance to children age 18 or younger.  read more

Custodial Care

Custodial care is non-medical care recommended by a medical professional that helps individuals with their daily basic care, such as eating and bathing.  read more

Eldercare

Eldercare refers to services older people often need for physical or mental impairment. Here's what it covers and costs, and how insurance can help. read more

Long-Term Care Ombudsman

A long-term care ombudsman is an official who oversees nursing and assisted living facilities and is an expert in the associated laws and regulations. read more

Medicare

Medicare is a U.S. government program providing healthcare insurance to individuals 65 and older or those under 65 who meet eligibility requirements. read more

Welfare

Welfare is a government program that provides financial aid to individuals and families. Learn how welfare works, the types of programs, and who qualifies. read more