Oxygen is a digital banking platform tailored to meet the needs of the ever-expanding United States freelance economy. Through the Oxygen app, users can manage everyday expenses on their Oxygen Visa debit card and access a line of credit. Oxygen is a modern digital banking platform for the 21st century economy – the free thinkers, rebels, and entrepreneurs. Oxygen is a financial technology company, not a bank. Banking Services provided by The Bancorp Bank, Member FDIC