MoneyTap users can download the app and go through a full-credit approval using traditional as well as alternate data. Once approved, they can instantly borrow anywhere from $50-$8000 from their app for tenures ranging from 2-mo to 3-years without ever talking to a bank. Looking for online loans? Apply for a personal line of credit up to 5 Lakhs @ low interest rates and get approved in just 4 mins with MoneyTap