Cleo AI, dba Cleo, is an AI-powered chatbot that helps users manage their finances, either via the Cleo app or Facebook Messenger, and through integration with Amazon's Alexa and Google's Google Home. Users can chat to Cleo via text or voice to integrate their bank account and credit card data, enabling them to ask for things like their current balance, a breakdown of how much they've spent that month at a particular merchant, and setting budget or spending reminders and alerts.