Verient provides cloud-based, financial software products to banks and credit unions. Verient's offerings convert non-revenue producing payments into revenue-rich credit card transactions, while at the same time reducing fraud losses. Examples of Verient's broad capabilities include: automating business-to-business payments by replacing checks with single-use, virtual credit cards; converting debit card transactions into credit card transactions; allowing end user controls on individual transactions for customized payments.The Verient InfiniPAY platform resides directly in the electronic payment transaction flow, thereby being able to conditionally test and/or modify any data sent during the authorization process. The platform is PCI-certified and is fully compatible with the existing payments infrastructure, thus minimizing time to market for customers.