VCredit (HKG: 2003) provides FinTech financing services to consumers across China. In addition to developing online financing products and services tailored to different types of consumers and their borrowing needs, VCredit also operates over 90 branches. Its mobile apps have more than 40 million downloads, covering products including Kaka Credit, which helps customers pay off credit cards by granting them a "stand-by" credit line; Doudou Cash, which serves the young working class; and Star Credit, which targets borrowers with an associate degree. VCredit also partners with other consumer service providers that traditionally lack independent financing options for their customers.