Stellar is a nonprofit that provides a decentralized protocol for sending and receiving money in any pair of currencies. This means users can, for example, send a transaction from their Yen balance and have it arrive in Euros, Yen, or even bitcoin. The company is expecting to support the usual categories of transactions: payments to a merchant, remittances back home, or rent splits with a roommate. Stellar makes it easy to create, send, and trade digital representations of all forms of money—dollars, pesos, bitcoin, pretty much anything.