SmartCoin is a microlending company offering loans starting from Rs 1,000 and targeting individuals beyond the salaried class, including cab drivers, delivery persons, and kirana store owners, and has tied up with a few nonbanking finance companies (NBFCs). Need Urgent Cash? Sit back & relax. Just a few taps on your smartphone, and get money within hours. Instant Approval. Paperless & Reliable Process. Get Started