Revolution Money has created an innovative business model based on a proprietary payment processing system. It provides merchants with a low cost and highl y flexible solution to meet their needs, and also provides consumers of all types with the ability to ma ke purchases quickly and safely, where they want to shop. Its product line includes RevolutionCard, a PIN-based credit card for both prime and subprime credit consumers, and MoneyExchange, an onlin e peer-to-peer money transfer platform.