Ozow is an online payment gateway for both buyers and merchants that allows instant payment on all smart mobile and desktop devices. Merchants can initiate Ozow payments through a variety of payment platforms, such as SMS, eCommerce, eBilling or QR Code. Customer experience is further enhanced by a tokenized profile, which enhances security and speed, and is just one of many features that ultimately benefit the customer and the merchant. Ozow is an instant smart EFT payment service that allows your customer to make secure online payments directly into your bank account.