mSIGNIA provides an EMV 3DS compliant payment solution that is extended to add PSD2 SCA compliance in a single product. Using the extended 3DS protocol, issuers can instruct mSIGNIA’s uSDK to collect auth data from within the merchant’s mobile app or website such as fingerprint, facial, and behavioral biometrics (type, swipe, tilt). The uSDK enables data-as-a-service (DaaS) so consumers, merchants, and issuers can approve more transactions. mSIGNIA’s understanding of DaaS comes from its patents in Digital Biometrics which analyzes data and the way it changes to ID a user & their device