Microf was established to accommodate the growing demand for more flexible options surrounding the replacement of residential heating and cooling systems. The company's goal is to restore the consumers' heating and cooling needs with an affordable monthly payment through a strategic network of actively enrolled dealers. The Microf team is eager to add value to its dealers and consumers by offering flexible and affordable options to restore comfort with competitive solutions across the United States. Looking for HVAC financing alternatives? Our lease-purchase HVAC program is a great solution for homeowners with poor credit. Apply now.