Maris, dba ATG Risk Solutions, aggregates, normalizes and analyzes vehicle usage and the driving environment data from many sources, including telematics service provider companies, state departments of transportation, self-insured fleets, collision data, traffic services and others. The resultant data, formatted to open standards, along with the company's proprietary analytics, are applied to underwriting, actuarial research, loss prevention and claims management services for property-casualty insurance companies and fleet risk managers.