Loftium provides down payment assistance for homebuyers. The company accurately predicts the income potential of a home's spare bedroom on Airbnb, then prepays a portion of that income upfront towards a home buyer's down payment. In exchange, the homeowner agrees to rent out one or more spare bedroom on Airbnb for 12-36 months and split the income with Loftium. Loftium brings together renters, travelers, and homeowners to make living more affordable.