Lenny

Lenny offers microloans to millennials using a credit decisioning algorithm, which can use grade point average as a core approval criterion, to determine an individual's credit score. Lenny is also a credit score education platform, providing a plethora of tools and guidance to help millennials improve their credit scores. The company uses a peer-to-peer payment solution to offer credit lines targeted toward millennials. Users can cash out their funds to their bank accounts or pay back friends or acquaintances who also use the app. The company also offers special rates and discounts from participating partners.