Laka is a London-based insurtech startup that provides crowd insurance coverage to rival conventional premiums. Laka has developed an insurance coverage mannequin that sees prospects solely pay for the true value of canopy. On the finish of every month, the price of any claims is cut up pretty between prospects. Laka is collective bicycle insurance especially for cyclists. We flipped insurance. By making it pay to pay out, we are the collective that backs each other. Protect your bikes and gear against theft & damage with Laka 5-star rated cycle insurance.