Konnect is an emerging growth Canadian technology company focused on developing technology based products and services routinely used by the general public when conducting personal financial activities over the internet. Konnect's flagship product is called "Paysocial". Paysocial is a new Canadian Fintech disruptor mobile app that offers some of the traditional expensive services provided by "Banks", "Remittance Companies", "Online money transfer and payments companies ", and "Airline and Retail loyalty Programs " at a fraction of the cost, and in many instances, at nominal or no cost. Paysocial gives users the choice to waive any transaction fee, including fees for bill payments, money transfers, withdrawals and deposits, simply by viewing an in-app targeted sponsored advertisement, similar to the current very successful " Video", "Social Media" and "Search Engine" web advertising revenue model. Paysocial gives users the ability to earn cashback on every purchase made using Paysocial at participating merchants, simply by allowing users to share their purchases via their social media profiles and providing a positive testimonial for the merchant. Paysocial has a multi-affiliate program as well, whereby users can refer their friends and receive cash back on their friend's purchases.