iwoca supports small businesses with finance where and when they need it. Customers can access funds directly through the iwoca website and through partner integrations with their Lending API. Using risk based pricing, iwoca makes quick decisions without the need for endless paperwork. The flexibility of an iwoca loan means customers will only pay interest for the time they have it, with no hidden fees. Small business owners use iwoca finance to invest in growth, buy new stock, hire staff and start new projects.