hiveonline gives underserved communities access to credit and financial markets. It works with NGOs, merchants, and microfinance institutions to help support small businesses. It uses a mobile app to digitize the paperwork of the leaning and payments process and utilizes blockchain for a fact-based financial reputation system, eliminating the need for credit scores. Trust the experts. hiveonline builds better economies for unbanked producers with world class expertise in blockchain and emerging fintech.