GenoaPay offers a payment solution for small-scale payments, usually $1,000 or less, with no interest or fees for the consumer. Rather than extending a loan or getting a credit card, GenoaPay pays the business with the money upfront and the consumer pays GenoaPay over 10 weekly installments. The company operates by taking a small margin from the merchant. The smartest way to pay for life's needs over time. Genoapay splits the total purchase price over 10 weeks. Buy the products and services now, pay later.