Flinqer

Flinqer is a network of companies that smartly tune timing of payments in order to become less dependent on banks. It's secure and closed online platform simply (automatically) matches requested and offered discounts by business partners to pay outstanding invoices immediately. Members can see and act if immediate payment of their outstanding invoices is more beneficiary than alternatives. It benefits cash rich companies by significantly better returns on cash at no risk, while it benefits their suppliers by increased grip on cash flow and lower working capital. Cash remains in the chain and circulates faster on conditions beneficial for everyone.