FitPay offers an entirely new way for transacting payments using any wearable device. It frees consumers from having to carry cash, credit cards or a smartphone. All personal data and card information is fully encrypted and not shared at the point of sale where it can be compromised. FitPay is a new, secure, touch-free way to pay. Garmin Pay™ delivers a faster, more convenient way to pay right from your Garmin device.