Ethoca is a global collaboration-based technology services company tackling the major issues and opportunities in CNP payments. Ethoca's network consists of card issuing banks and online merchants working cooperatively together through a single, automated, secure connection outside the payment networks stream to their mutual benefit. Join our secure global network of card issuers & merchants and prevent chargeback fraud for good. Reduce Chargeback Ratios & Recover Revenue with Ethoca.