ECHO Payment Systems is a financial technology company that combines the power of modern payment card processing platforms, proprietary middleware systems, and deep Regulatory and Fintech subject matter expertise to deliver virtual and physical payment products for financially underserved market segments. ECHO capabilities include consumer facing mobile and physical banking solutions, bill payments, international remittance, multi-currency wallets and remote check-deposit capture. EPS is also the creator of Envudu, a payment app.