Boro is an online lending platform that specializes in providing loans to college students and other young applicants who have trouble getting a solid FICO credit score. Boro assesses creditworthiness using a machine learning algorithm that looks at an individual's financial status and future earning potential. Boro is the #1 finance app exclusively for college students. Get cash fast, track spending, set budgets and even get an auto loan all from the Boro app.