Antecipa's seeks to lower the net interest spread in the Brazilian market to SMEs by taking a new approach to Accounts Receivable Financing - while, at the same time, providing a positive return on cash held by large enterprises vis-a-vis other options available in the market. The company accomplishes its objective by connecting large enterprises' A/P databases to its platform and subsequently running a reverse auction mechanism, thus creating a competitive environment for available cash.On June 30, 2020, XP acquired a majority stake in Antecipa. The tersm of the transaction were not disclosed.