100credit is a FinTech company that leverages real-time data, both online and offline, to provide credit services to banks and other financial services institutions. 100credit provides its users with products and services that allow them to manage the lending process across the whole life-cycle of a loan agreement - enabling them to better assess credit risk of potential borrowers, monitor existing loans for potential defaults, and manage collection process on delinquent loans. In addition, it provides products and services that help insurance companies achieve precision marketing, manage their existing customer base and tailor their products and services.